What do you kmow about the rule of 72? It’s about financial education. It’s knowing/computing how to double your money! The secrets of the wealthy!

Read more at http://thegetwealthy.com

For its part, the Philippine Stock Exchange index (PSEi) closed the week lower by 0.55% to 2,782.98 after almost a month of finishing in the green. It was pulled down by profit taking that started Thursday.

The local bourse had closed long before the Friday rally in the US.

More details at http://thegetwealthy.com

Most investors who are looking for ‘tips’ for option trading success have the wrong perspective. They seek tricks, special strategies, or ‘can’t-miss’ gimmicks. There are no such things.

Options are the best investment vehicles around. They allow investors to take long, short, or neutral positions. They allow you to manage risk far better than any other investment method. Use them wisely and they will treat you well.

Continue reading at http://thegetwealthy.com

- First game „Brain Buddies“ reaches 2.5 million users on Facebook within 5 weeks after launch
- New games in the pipeline
- Online games industry proofs to be crisis resistant

Berlin, August 7th 2009 – Berlin-based social gaming start-up wooga, founded in January 2009, has won Holtzbrinck Ventures as an investor to finance further growth. Just 5 weeks after its launch, wooga’s first game “Brain Buddies” reached 2.5 million users on Facebook and continues to grow at 100,000 users per day. Players from over 200 countries have already spent 100 million minutes of play time with the Facebook hit. wooga thereby shows that venture funding is still possible in crisis resistant industries like online games.

The brain training game that was launched on July 1st is the first game of the international game development company wooga from Berlin. Currently the team is already working on completely new games that the company will publish in the next few months, building on the momentum of Brain Buddies.

Dr. Lars Langusch, partner at Holtzbrinck Ventures: “We have been looking at the market for social games for some time and analyzed it deeply. wooga’s founding team convinced us and tipped the scale in the end.”

wooga founder and managing director Jens Begemann is delighted about the experienced partner: “Holtzbrinck Ventures is one of the most reputable venture capital firms for Internet ventures. They have a lot of experience in social networks, for example as an investor in StudiVZ, Germany’s largest social network. Therefore they are the ideal partner for further growing our company”

wooga (www.wooga.net) – which stands for “world of gaming” – was founded in January 2009 in Berlin by experienced entrepreneurs (e.g. Jamster). wooga develops and markets games for social networks like Facebook. These so-called “social games” combine the two biggest current online trends: online games and social networks.

CONTACT: Mylene Gongon , press@wooga.net

In the world of making money from PTCs, it’s a known fact that you won’t be making any big amount in a short period of time without any referrals under you.

Generally, there are two types of referrals. The first one is a referral that you acquire through your referral links and banners, otherwise called as direct referral. In a real world, there are plenty of them. If you are good at spreading your referral links and banners and convincing people, you’ll get lots of direct referrals in no time. Unfortunately, getting direct referrals is not an easy task for most.

The second one is called rented referral. They are the easiest referrals one could make, provided that you have money to spend. That’s because rented referrals can be acquired for a price. Most PTC sites get unreferred members (those that didn’t register under anyone). These members are sold or rented by PTCs in packs for a price. When bought / rented, they will earn for you with the clicks they make for 30 days. After that, they expire. You can either pay again to renew your referrals service so they’ll continue earning for you in the next 30, 60, or 90 days depending on the renewal periods available from your PTC. A referral for rent generally cost around 30 cents or less for one month (prices may be higher in some PTC sites that I haven’t joined yet, I’m not sure).

Although renting referrals is an easy way to get referrals working for you, it requires a bit of management and math to really profit from them. That’s because there are times when people purchase referrals and end up not getting the money they spent back even after the referrals expired. In effect, they are spending more than what they earn. If this is your case, better rethink your referral renting practice.

read the rest of the tips on renting referrals…

Are you looking to buy a new car soon? Before you go to the nearest car dealer, it is advisable that you take time out first to read this article which provides 10 tips for buying a car.

Times are tough nowadays because of the recession and for sure you want to get the most value for your money for whatever item you are purchasing.

A car can be considered as a major investment. You would not want your money to go to waste with a car that would be more of a liability than an asset.

These ten tips for a car hopes to provide you a guideline on buying a vehicle that is right for you whether you are buying for a brand new car or a used one. Read this article entirely so you can avoid pitfalls of buying a car.

Below are the ten tips to buying a car.

1. Take note of the right time to buy a car. In case you are not aware of it, there is a so-called “right-time” to buy a car and that is when new models start to come in. This is the period between August and November. If you shop for a car within this period you can make sure that you will get the newest models.
2. Be prepared with persuasion techniques of sale agent. Do not feel pressured to buy a car.
3. Ask agent about unadvertises sales.
4. The internet is a good place to shop for cars.
5. Most prices are negotiable so you be better be prepared to negotiate when you go to a car dealer.
6. Avoid going to dealers during the weekend because that’s the time when most people usually buy cars. Go during the middle of the week instead when agents will be more eager to close the deal.
7. Go to a car dealer near the end of the month when dealers are trying to meet sales goals.
8. Bring a car expert with you if you are not knowledgeable with cars.
9. Take your time. Remember, a car is a major purchase.
10. Have fun!

For quality cars selling online visit http://www.usedcars-philippines.com

Thanks for visiting my site at http://www.autotrade.com.ph 

We’re your trusted Brand New, Imported and USED Car dealer. You can find great deals on all sort of Latest Model Vehicles. If we don’t have it we can assit you in finding the vehicle for you.

We help you get an Auto Loan from banks and other financing companies, assist on Insurance Services, and accept Trade In.

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Send email to abedumlao@yahoo.com.ph

- 100,000 new users per day
- 30 million minutes played already
- Most international Facebook Game with users from 208 countries
- Four new mini games in the works

Berlin, 24. July 2009 – “Brain Buddies”, the game that has become the new favorite of Facebook users, achieved the mark of one million users in the record time of only three weeks of being online.
Louise S. from Miami, USA is the one millionth user.

There seems to be no end to Brain Buddie’s growth: The game already belongs to the Top 40 games on Facebook – out of a total of 10,000 games – adding 100,000 users daily. Overall the brain training game has reached 30 million minutes of play time already. The availability of Brain Buddies in eight languages plays out to its advantage: It has attracted users from 208 countries, among them Albania, Rwanda, and Vanuatu, an island in the South Pacific.

“We are very happy about the extraordinary start, but are in no ways resting on our laurels”, says founder and managing director Jens Begemann. “Quite to the contrary: we are continuously working on the game and have already included a number of ideas from our users. In addition, we will be integrating four new mini games soon”.

The brain training game that was launched on July 1st is the first game of the international game development company wooga from Berlin. Currently the team is already working on completely new games that the company will publish in the next few months, building on the momentum of Brain Buddies.

Brain Buddies offers its users a playful way to determine their brain weight. The game is focusing on a contest among friends to find the one with the heaviest brain. A set of eight mini games as well as entertaining graphics make the game fun to play for a long time. Brain Buddies is available on Facebook at the following address: http://apps.facebook.com/brainbuddies.

About wooga
wooga (www.wooga.net) – which stands for “world of gaming” – was founded in January 2009 in Berlin by experienced entrepreneurs (e.g. Jamster). wooga develops and markets games for social networks like Facebook. These so-called “social games” combine the two biggest current online trends: online games and social networks.

CONTACT: Mylene Gongon, +49-30-55576188, press@wooga.net

Freelancers are a very old group of society that swore no allegiance to any particular noble, and hired out their services as bodyguards and mercenaries to the highest bidder, they were termed “free lances” because of the spears they used as weapons. Today, freelance is a term used to describe anyone that works on a “by the job” basis, and is not contractually signed to any particular company. This does not mean that someone lacks long term employment – many freelancers consistently work for a single company, but it means that the freelancer has no real obligation to that company. In this posting, we’ll take a look at how you can take advantage of the internet to work freelance on your own time, from your own home, at your own pace.

The internet provides a lot of opportunities to work as a freelancer in such a variety of fields that it can be difficult to tell where your skills might best apply. Most of the freelancers use their skills in the fields of web marketing or development, since the two most quickly growing areas of the internet are the pages themselves, and the aspects relating to online advertising. This can be the creation of optimized content for web sites to attract more users from search engines, or the creation of advertising campaigns to get attention to certain products and services that internet companies offer. If you have a skill that can be applied online, it’s likely that there are job opportunities pertaining to that skill.

A popular way that people work as freelancer is by creating content, be it textual, video, music, or whatnot, for web sites to use in their development. This generally comes in the form of articles and other information based content that form the brunt of the media online, although there are plenty of opportunities for positions using graphic design and marketing skills as well.

Regardless of how you want to work as a freelancer, there’s a good chance that you can do so online, especially if you have skills that are harder to apply in the real world. Freelance jobs might seem unstable and unreliable, and sometimes it can be, but most of the freelancers find the work on the internet consistent enough to support themselves almost entirely with that. Many writers will sign up for long term positions with a web marketing company, taking several assignments per week.

- 1.5 Million minutes of play time during the first week
- Launched in 8 languages
- Most international Facebook Game with user from 150 countries
- Dispute among Facebook users: Whose brain is heaviest?
The new online game “Brain Buddies” is the new darling of Facebook users: Within the first week of being online, Brain Buddies reached 1.5 million minutes of play time, or 25,000 hours.

The brain training game has been developed by Berlin-based start-up wooga and was simultaneously launched in 8 languages on July 1st. During its first week the causal games has attracted users from 150 countries, among them Iran, Turkmenistan, and Fiji.

Brain Buddies offers its users a playful way to determine their brain weight. The game is focusing on a contest among friends to find the one with the heaviest brain. A large set of mini games as well as entertaining graphics make the game fun to play for a long time.

“Launching Brain Buddies in eight languages is paying off nicely”, says a happy founder and managing director Jens Begemann. “We are proud to have what is probably the most international game of its kind on Facebook”.

Brain Buddies is available on Facebook at the following address: http://apps.facebook.com/brainbuddies.

wooga (www.wooga.net) – which stands for “world of gaming” – was founded in January 2009 in Berlin by experienced entrepreneurs (e.g. Jamster). wooga develops and markets games for social networks like Facebook. These so-called “social games” combine the two biggest current online trends: online games and social networks.

CONTACT: Mylene Gongon, press@wooga.net

Freelance job opportunities are easier to find than ever before. Yet because of the economic crises and the rising demand for flexible employment solutions, freelance jobs have become an increasingly popular career choice. The internet has paved the way for businesses to broaden their client bases and to reach customers globally, thus creating large lucrative marketplaces for freelancers. But how can a freelance find enough work in such a competitive market to sustain a steady income? Learning to find freelance job opportunities can be as simple as browsing online job boards, using bidding sites, and/or seeking clients locally. The secret to finding steady work as a freelance is to build a satisfied client base who will be happy to recommend your work to others. Make the most of every contact, and use every available option for finding freelance job opportunities.

Seek Local Clients

Although there are a wealth of jobs to be found online, many freelancers prefer to find local clients. Freelancers can find local clients by cold calling local professionals and businesses. Some freelancers use a marketing kit that includes a mailer, brochure, and even press releases.

Browse Online Job Portals

There are many different types of job boards online, ranging from exclusive freelance job sites to corporate job boards. Many online job boards dedicated exclusively to freelance jobs. Others cater to a diversified freelancer market segment to include not only freelance website design jobs but also writing, health care, architecture, legal, jobs. All types of job boards can offer freelance job opportunities, but by visiting job boards focused only on freelance work, finding work as a freelancer is usually easier. Many online job portals allow users to post an online profile or portfolio page, making it easier for those seeking a freelancer’s to hire one directly rather than posting job ads.

Use Bidding Sites

In addition to more traditional job boards, where an employer posts an ad for applicants to respond to directly, many freelancers have luck finding jobs at freelance bidding sites. These sites work a bit like an auction, except that the job is not automatically awarded to the lowest bidder. An employer posts a freelance job, and freelancers bid on the job by quoting a price for the project. An advantage of bidding sites is that most allow those seeking freelance job opportunities to fill out a profile page listing areas of expertise and other details, so employers can come to them.

For freelance work, visit one of the many platforms and choose from many fresh freelance jobs and networking possibilities totally for FREE.

Due to the roaring success of PTC programs, fraudulent PTC sites which are run by scamming people populate the internet. According to some, 99% of the PTC industry is a scam. I’d say that’s way too many. We can’t be completely sure how many of these programs are scams, but for someone to exaggerate it in such proportions is reason enough that scams are flagrant in the PTC business.

If there’s one thing for sure, PTC programs don’t last forever. Most of them last only a few months. They appear legit in the beginning then end up scamming their members when they disappear all of a sudden. They disappear because of two reasons: they were really setup to scam people; or the site admin can’t maintain the site anymore. Hence, knowing when a PTC site will eventually disappear is a valuable skill a PTC user should acquire.

How then can you avoid being scammed? Here is a list which could help you spot the most likely candidates of turning into scam.

1) First things first. Like what I’ve said in my previous article about how to find the best paid to click programs, check if the site is in any scam list. There are people who are dedicated on tracking these scamming sites and they make lists and PTC updates to warn people about the scams. For starters, google something like ptc scams or ptc scam list to find them. You could also check out GPT boycott and scam.com for the same matter. Check PTC forums. No, not those within the PTC itself, I mean those forums dedicated to talking about PTCs. Take PTCTalk and TalkPTC for example. They’re oozing with the latest about PTCs and their owners.

2) Joining PTC programs should be free. If it requires a fee to join it’s definitely a scam.

3) Check out the pay rates of the company. Legitimate sites typically pay $0.01 or $0.02 for a click. If the company advertises extravagant rates such as $1 to $10 per click, it is 100% scam.

Read the rest of how to spot ptc scams…

Spotting the best PTC sites isn’t hard if you know what to look for. Let me start off by saying that even the once best PTC site can start having trouble. Some of them can become scams over night and some can just run out of money. So in the PTC world you must always be on your toes and constantly be on the look out for signs that your PTC site is going through hard times. Make sure you never spend too much money in any one site. Trust me when I say; even if a site looks like it will always be around, don’t go spending too much at once. Some people sign-up to a PTC site and start upgrading their membership, buying tons of referrals, and changing all their referral strategies to get more out of their new site in an instant. Before they knew it, poof, the site’s nowhere to be found along with their cash.

This isn’t the way to go. There’s such a strategy called “testing the water”. Always give it some time and earn a little before you spend too much time or money. Remember, it has to stick around long enough for you to get your money back.

Read the rest of How to Find the Best PTC Programs…

National Interest Waivers Provide Individuals with Permanent Status.

A foreign national may apply for lawful permanent residence status (green card), and seek a waiver of the job offer and labor certification requirements, by establishing that his or her admission to permanent residence would be in the National Interest.

There is no regulatory or statutory standard as to what will qualify an alien for a National Interest Waiver. The USCIS considers each case on an individual basis. The procedure is to file the case with evidence to establish that the alien’s proposed services will be in an area of substantial intrinsic merit and will have a national benefit, and that the alien has some track record of success in his or her field.

The value of the National Interest Waiver classification seems to be that it does “not” require an employer to sponsor the prospective employee. Thus, it is referred to as a “self-sponsorship” classification for the green card. Of course, if the National Interest Waiver is done with the support of an organizational sponsor, the case can be perceived as being “stronger” by the CIS adjudicators.    

The National Interest Waiver is an EB-2 classification. This means that the priority date numbers reported by the U.S. Department of State are likely to move the green card faster for the applicants then in the EB-3 classification. For Nationals of China and India (and some other countries) this consideration is very important. 

In deciding whether the proposed work will be in an area of substantial intrinsic merit, factors that have been considered in successful cases include:

*The foreign national’s admission will improve the U.S. economy.

*The foreign national’s admission will improve wages and working conditions of U.S. Workers.

*The foreign national’s admission will improve educational and training programs for U.S. children and under-qualified workers.

*The foreign national’s admission will improve healthcare.

*The foreign national’s admission will provide more affordable housing for young, aged, or poor U.S. residents.

*The foreign national’s admission will improve the U.S. environment and lead to more productive use of the national resources.

*The foreign national’s admission is requested by an interested U.S. government agency.

In addition to requiring the showing of a benefit that is national in scope, national interest cases require that the emphasis rest with the overall value and potential of the particular beneficiary’s individual contribution to the United States. National Interest Waivers are granted to aliens who will substantially benefit prospectively the national economy, cultural or educational interests, or welfare of the United States. The alien may qualify by being found to be a key or critical member of a team if it can be shown that the team function would be severely impaired without this member. However, merely working in an area of national interest does not necessitate a finding of national interest qualification.

Many of the National Interest Waivers that have been approved were supported by affidavits from well-known, distinguished and influential people or organizations. Strong National Interest Waiver cases also document past achievements. They may include proof, for example, that the foreign national has already created jobs, has turned around a business, has created an increase in exports, has published articles in scholarly journals, or has made presentations at symposia.

CIS Officers look for realistic evidence of substantial prospective benefit to a national interest item or agenda which specifically sets the alien apart from others in the field.

If you are considering the National Interest Waiver, you will need to provide the following:

• Evidence of a one-time achievement (i.e., a major, internationally-recognized award), or at least three of the following:

  * Receipt of lesser nationally or internationally recognized prizes or awards for excellence in the field of endeavor,

• 
  * Membership in associations in the field which require outstanding achievements as judged by recognized national or international experts

  * Published material about the foreign national in professional or major trade publications or other major media,

  * Participation on a panel or individually as a judge of the work of others in the field or an allied field,

  * Original scientific, scholarly, artistic, athletic, or business-related contributions of significance in the field,

  * Authorship of scholarly articles in the field, in professional or major trade publications or other major media,

  * Display of the foreign nationals’ work at artistic exhibitions or showcases,

  * Evidence that the foreign national has performed in a leading or critical role for organizations or establishments that have a distinguished reputation,

  * Evidence that the foreign national has commanded a high salary or other high remuneration for services, or

  * Evidence of commercial successes in the performing arts, as shown by box office receipts or record, cassette, compact disk, or video sales.

Recently, we helped a Researcher Professional working on potential drug therapy for autism gain a national interest waiver. We have also assisted doctors who are willing to practice full-time in an area designated as having a shortage of health care professionals or in a facility operated by the Department of Veterans Affairs.

To see more of our National Interest Waiver cases that have been approved by the CIS, please visit our website at www.visaserve.com.

Earning money online is difficult especially for those people who live outside US and don’t have a credit card. That’s why I want to tell you how to make good money online without having a credit card or giving away any of your personal data. If you want to make money online but do not like writing articles or blogging then Paid To Click sites might be your option. Paid To Click programs have proven to be good earners for everyone from any country in the world!

Paid to Click (PTC) sites, as they are commonly called, are incentive based advertising websites. Advertisers pay the site for real visitors and the PTC site pays its members to click on their ads and view them for 10 to 30 seconds. Most likely these sites pay 0.02-0.005$ per click and there are approximately 10-50 advertisements to click every day, sometimes it’s more. They don’t require any special skills or knowledge to work with. All you need to do is spend a few minutes a day clicking on ads.

Read the rest of make money with paid to click…

Basically, there’s really nothing special about making money from PTC sites. From the name itself, all you have to do is to just click and you’ll make money out of it. But beyond just simple clicking and viewing of ads for a period of time, there’s a whole array of technique used to maximize your earning potential from PTC sites. Like it or not, most of these techniques have been proven effective by PTC users who have been milking the industry earlier than you and me. Here, I will detail tried and tested ways for you to start earning something decent out of these Paid To Click programs.

First and foremost, like every trade known to man, you’ll need patience and perseverance. Nothing comes from work without effort but waste. Again and again, setbacks will come your way; and if you give up early in the game, then you’ll just be wasting your time. In the same manner, doing things repetitively without any clear direction is another waste of time. Before subjecting yourself to any form of endeavor, you need to have some strategy on how to make things go your way and not the reverse. In PTC business, patience plus smart work equals success.

Read the rest of useful tips to earn from PTC programs…

Bank Deposits Now Insured Up to P500,000

Yes, tama ang basa mo! Tinaasan na ng PDIC ang deposit insurance to P500,000.[Read More]

Once again, PLDT MyDSL Ultra Broadband Blowout (UBB) will hit in SM City Cebu on May 15-17, 2009 at Atrium A and will offer great plan of PC packages bundled with upto 4 months PLDT MyDSL connection free from your authorized PLDT MyDSL reseller.

NOW you can get PCs and laptops easily with the most affordable prices! Avail ENGY 900 PC Series at P15,999 , BraiNGain 901 PC Series @ P18,699 from NGenius IT Hub with FREE 2-months plan of P990** and  selected laptops from Lenovo Store offer great deal packages during this 3-day Blowout.

FREE NK SERVICE VOUCHER B & ASIAN TROUBADOURS DEBUT SAMPLER for every purchase.

It’s the quickest way to subscribe on PLDT MyDSL:

1. Just present one valid ID(Terms and conditions apply.)

2. On site approval, no cash out

3. MyDSL activiation in as fast as 48 hours with the quick Install Kit.

Pictures above: Carmen Hinoguin, Store Manager of NGenius IT Hub & Nericar Lim, Store Manager of Lenovo during the PLDT MyDSL PC Raid promo. (IN file photo)

** Terms and conditions Apply.

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If we don’t have it, we can assist you in locating the vehicle you’re looking for.

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